Executive Compensation Strategies

Wednesday, May 20th, 2020 By: Peter Vander Ploeg, CFP®

Strategies to optimize your compensation package One thing that COVID-19 has taught us is that nothing is certain. Things change. Our plans change. Sometimes not by choice. In just two months, many American’s now find themselves on a different course than they planned.  If you have the cash flow during this pandemic, you can supercharge your […] More ›


Taking Control of What Lies Ahead

Friday, May 8th, 2020 By: Jim Callahan, CFA®, CFP®

After the onslaught of this pandemic and ensuing shutdown, we knew the economic data would get ugly.  But the last month has been worse than expected.  Stocks have soared off their lows, but does that mean we’re all clear?  What lies ahead? But you’re not as powerless as this roller coaster appears, and there are […] More ›


Elisabeth Jacobson on Volatile Times

Wednesday, April 15th, 2020

Principal and Senior Wealth Advisor, Elisabeth Jacobson, was featured in a recent article about volatile times for retirees.  “We want to assure our clients that we’ve got our hands on the wheel, that we’re watching their portfolios, and that we have their best interests in mind,” Jacobson explains. “We also want to make sure they […] More ›


April 2020 Newsletter Now Available

Tuesday, April 14th, 2020

And just like that, you have managed to live through the worst first quarter on record in the U.S. investment markets. You also endured the onset of your first global Pandemic.  Social distancing and business closures have raised uncertainty about the extent of business disruption in world economies. With so much commerce turned off until […] More ›


529 Savings Plans

Thursday, January 23rd, 2020 By: Peter Vander Ploeg, CFP®

Distributions from 529 savings plans Before the signing of the Tax Cuts and Jobs Act of 2017, distributions from 529 savings plans were only considered “qualified” if the distribution was used for higher education expenses (i.e., college expenses). The TCJA expanded the definition of a “qualified” distribution to include elementary and secondary school (K-12) expenses, […] More ›


January 2020 Newsletter Now Available

Monday, January 13th, 2020

We have just completed the final quarter, not only of the year, but also the decade, so it’s a good time to reflect on the market behavior for the past year, and also for the past 10 years.  The short version is that we have experienced a bull market for the entire ten-year period, although […] More ›


The Many Market Narratives

Monday, November 25th, 2019 By: Jim Callahan, CFA

Nobel laureate Robert Shiller recently stated, “No one can speak authoritatively about the future.  That’s where narratives come into play.” As we enter the final month of the decade (!), we find the stock market bumping up against all-time highs despite the trade war, violence in Hong Kong, and a presidential impeachment trial.  It seems […] More ›


October 2019 Newsletter Now Available

Monday, October 21st, 2019

Download our October 2019 newsletter by clicking – 2019 Q4 Newsletter. The latest three-month returns in the U.S. and international stock markets can be viewed with two very different attitudes. The first is that many indices produced a loss for the quarter, and where there were gains, they tended to be very small. On the […] More ›


Don’t Get Spooked

Monday, October 7th, 2019 By: Jim Callahan, CFA

October contains some of the worst daily declines in stock market history. But a broader perspective shows that October generates some of the better returns on average. Be informed, stay invested, and don’t get spooked! More ›


Clients Want to Work with Female Advisers

Tuesday, September 17th, 2019 By: Peter Vander Ploeg, CFP®

14.3% is not a big number.  Yet only 14.3% of all advisors today are women as highlighted by this Wall Street Journal article, “Clients Want to Work with Female Advisers, and Firms Are Taking Notice.” 24 years.  That’s how long-ago Judy Shine started Shine Investment Advisory Services, pioneering as a first fee-only advisor in a […] More ›